How LifeGuard uses your data
Four steps. You decide each one.
01
Your wearable
Private to you02
LifeGuard
Private to you03
Health insights
Used for LifeGuard04
Insurance calculation
Shared with insurer — only with your consentYour wearable → LifeGuard
We read only the signals you allow. Raw data is never overwritten and tokens never reach your browser.
LifeGuard → Health insights
Signals are cleaned, quality-checked and compared with your own baseline. Coaching uses this. It stays private to you.
Insights → Insurance calculation
Only with your consent, a score and trend summary can feed RapidRate to estimate a premium. Not every change affects price.
Calculation → Insurer
Nothing goes to an insurer unless you apply and consent. You can withdraw consent anytime.
What we never do
- ✓Sell your health data.
- ✓Diagnose illness from a wearable.
- ✓Let commission decide your ranking.
- ✓Penalise you for health conditions you can't control.
LifeGuard provides health and wellness insights. It does not replace professional medical advice. LifeGuard never concludes you're a “bad customer” because of illness or disability. Pricing signals reward improvement in controllable behaviour.