New · Health + insurance

Your health should improve your insurance.

Connect your wearable. Get a score and a coach. See what progress could mean for your cover.

Month 1Synthetic demo data
72
Score
6,100
Steps
64
Resting HR
71%
Sleep regularity
Est. premium
€92/month
—

Drag through 4 months (synthetic).

Play with your future

Today
56
€107
Scenario
72
€95 ▼ €12
72
Score vs steps
14,000 stepsScore80
Cardio
59
Activity
88
Sleep
88
Recovery
59
Consistency
41
Body
91
Lifestyle
97

Illustrative · synthetic profile

How it works

Pick a device and exactly what to share.

Devices
Activity
StepsDistanceFloorsActive minCaloriesWorkouts
Heart & fitness
Resting HRAvg HRHR recoveryHRVVO₂ max
Sleep
Sleep timeSleep stagesBedtimeSleep apnea
Body
Weight
Vitals & clinical
ECGIrregular rhythmSpO₂BreathingSkin tempFall detectionCycle
On the device, not shared by its API
Sleep scoreBlood pressure
Used in your scoreCharted · not scoredStored · not scored yet
Feeds your score6/7
  • Cardio
  • Activity
  • Sleep
  • Recovery
  • Consistency
  • Body
  • Lifestyle

Everything in one place

Your score, explained.

82
Sleep
Activity
Recovery
Cardio

A coach that keeps it simple.

✓20 min walk
Bed by 23:00
Easy day

A monthly look back.

Your policy, read for you.

Death€500,000
Critical illness€100,000
Renewal14 Jun 2027

Plans, side by side.

Vitality£93/month · 91%
Legal & General£98/month · 77%
Aviva£100/month · 73%

Bar = how well each real plan fits you. Price and match shown for each.

Switch with no gap.

✓Pick
✓Compare
✓Consent
✓Sign
5Covered

Your old cover only ends once the new one has started: never a day uncovered.

Your data. Your call.

Steps
Heart rate
Weight

Types of cover

Pays
A lump sum to your family if you die.
Good for
Dependants, mortgage, debts.
In LifeGuard
Compare & switch

Your premium shouldn't stand still.

Saved so far
€50
Score
56→71
Est. premium / month
€107→€95
  1. Measure
  2. Understand
  3. Improve
  4. Prevent
  5. Recalculate
  6. Reward
  7. Repeat
Static quote · €107With LifeGuard · €9503m6m9m12m
Drag to fast-forwardIllustrative · synthetic profile

Private by design

You choose what's shared
Withdraw anytime
No commission ranking
Not medical advice

Quick answers

Not promised. You see estimates; only some insurers reprice on health trends.

Only what you consent to, only after you apply.

Smartwatches (Apple, Samsung, Google, Garmin, Polar, Suunto), rings and bands (Oura, WHOOP, Fitbit), scales and medical devices (Withings, Dexcom, Omron, Kardia) or your phone's health app. No device? Policy tools still work.

Make your progress count.